Click the link below to jump to that group of financial calculators
1040 Tax Calculator
How much tax will you pay this year? Will you get a refund? Enter your filing
status, income, deductions and credits we will estimate your total taxes for
the year.
1040 EZ Tax Estimator
The 1040EZ is a simplified form used by the IRS for income taxpayers that do
not require the complexity of the full 1040 tax form. Simply select your tax
filing status and enter a few other details to estimate your total taxes for
the year.
Marginal and Effective Tax Rates
Knowing your income tax rate can help you calculate your tax liability for
unexpected income, retirement planning or investment income. This calculator
helps you estimate your effective (or average) tax rate, your current tax
bracket, and your marginal tax rate.
Earned Income Credit (EIC) Calculator
Use this calculator see if you qualify for the Earned Income Credit, and if so,
how much it might be worth to you and your family.
Like Kind Exchange Calculator
If you exchange either business or investment property that is of the same nature
or character, the IRS won’t recognize it as a gain or loss. This calculator is
designed to calculate and recognized loss, gains and the basis for your newly
received property.
Self Employment Tax Calculator
Use this calculator to estimate your self employment taxes.
Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll
deductions. You can enter your current payroll information and deductions, and
then compare them to your proposed deductions. Try changing your withholdings,
filing status or retirement savings and let the payroll deduction calculator
show you the impact on your take home pay.
Hourly Paycheck Calculator
Use this calculator to help you determine your paycheck for hourly wages.
First, enter your current payroll information and deductions. Then enter the
hours you expect to work, and how much you are paid. You can enter regular,
overtime and one additional hourly rate.
Net to Gross Paycheck Calculator
This calculator helps you determine the gross paycheck needed to provide a
required net amount. First, enter the net paycheck you require. Then enter your
current payroll information and deductions. We will then calculate the gross
pay amount required to achieve your net paycheck.
Flexible Spending Account Savings
Calculator
Use this calculator to see how participating in your employer's "Flexible
Spending Account" can help you pay less tax and increase your net
take-home pay.
Sales Volume Break-Even Analyzer
How many units of your product must be sold to make a profit. See a detailed
list of the profit generated at each sales volume level.
Commercial Loan Calculator
Use this calculator to see if you qualify for a new commercial loan by
evaluating your debt service coverage.
Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator
to help you determine the cash flow generated by your business.
Working Capital Calculator
Working capital essential to running your business. This calculator assists you
in determining your working capital needs for the next year.
Profit Margin Calculator
This calculator helps you determine the selling price for your products to
achieve a desired profit margin.
Lease Vs. Buy Analyzer
Should you lease or buy your equipment? Use this interactive problem solver to
find out!
Financial Ratios
Financial ratios are used as indicators that allow you to zero in on areas of
your business that may need attention. Take a look at 10 different financial
ratios in areas such as solvency, liquidity, operational efficiency and
profitability.
Marketing Campaign Profitability
Analyzer
Analyze the return on a direct marketing campaign. This interactive calculator
will help you determine if your marketing plan will be profitable.
Inventory Analysis
This calculator helps you determine how much inventory you should hold, and
when you should place inventory orders.
Business Valuation
This calculator creates a possible market valuation for your business by
determining how much your future cash flow is worth today.
Home Budget
Analyzer
One of the most important aspects of controlling your budget is to determine
where your money is going. This interactive problem solver helps you do just
that.
Should My Spouse Work? Calculator
This calculator is designed to help you see the financial impact of adding, or
removing, a spouse's income to your household.
HSA Contribution Calculator
This Health Savings Account (HSA) calculator determines the amount you are
allowed to deposit into an HSA account for the current tax year.
Life Insurance Needs Estimator
How much life insurance do you need? Enter your current assets, expenses,
income and let us help you determine how much life insurance you need.
Checkbook Balancer
Let us help you balance your checkbook.
Savings Calculator
What will it take to reach your savings goal? Enter in your savings plan and
view graphically your financial results.
Savings After Inflation And Taxes?
Use this interactive problem solver to determine how much your savings will be
worth with these two important variables in mind.
Lunch Savings
One of the best ways to increase your savings is to spend less. Even a simple
change such as bringing a bagged lunch to work a few times a week can make a
difference. This calculator illustrates how a little lunch savings can go a
long way.
Debt Consolidation Financial
Calculator
Should you consolidate your debt? This calculator is designed to help determine
if debt consolidation is right for you.
Accelerate Debt Payoff
This calculator can show you how to accelerate your debt payoff. Consolidating
your debt is only half of the battle. You still need a plan to get your debt
paid in full.
Roll-Down Your Credit Card Debt!
This calculator applies two simple principles to paying off your credit card
debt.
Credit Card Pay Off
Find the best repayment options to pay off your credit card balance.
College Savings Planner
Saving for your children's education requires a long term plan. And like saving
for retirement - the earlier you start your plan the better! Use this
calculator to help develop and fine tune your education savings plan.
Student Budget Calculator
Use this calculator to help analyze your budget as a full-time student. This
calculator is specifically designed to help students understand their expenses
and income while attending a university, college or other full-time educational
institution. This calculator allows you to input your expenses and income for
an eight-month school year running from September through April.
Retirement Planner
Do you know what it will take to create a secure retirement? Use this
interactive problem solver to help you create your retirement plan.
Cost of Delaying Savings
This calculator helps show you how much postponing your retirement savings plan
can really cost you.
Retirement Income
Use this calculator to determine how much monthly income your retirement
savings may provide you in your retirement.
Social Security Benefits Estimator
Estimate how much money you'll receive from Social Security when you retire.
Traditional IRA Calculator
An IRA can be an effective retirement tool. Contributing to a Traditional IRA
can create a current tax deduction, plus it provides for tax deferred growth.
Required Minimum Distribution
The IRS requires that you withdraw at least a minimum amount - known as a
Required Minimum Distribution - from your retirement accounts annually,
starting the year you turn age 70-1/2. Determining how much you are required to
withdraw is an important issue in retirement planning.
Roth IRA Calculator
Creating a Roth IRA can make a big difference in your retirement savings. See
how much more money you'll have at retirement with this Roth IRA calculator.
Roth IRA Transfer Evaluator
The Roth IRA transfer calculator was designed to show you the effect of
transferring a Traditional IRA into a Roth IRA.
Variable Annuity Calculator
Contributing to a Variable Annuity creates long term tax deferred growth. See
how a Variable Annuity might fit into your retirement plan.
Become A Millionaire
What will it take to save one million dollars? Enter in your current savings
plan and view graphically your financial results for each year until you retire!
Estate Tax Planning
Estate tax planning is very important to preserving your wealth for future
generations. Knowing your potential estate tax liability is a great place to
start your estate tax plan.
Rent vs. Buy
Should you rent or should you buy your home? It takes more than looking at your
mortgage payment to answer this question. This calculator helps you weed
through the fees, taxes, and monthly payments to help you make a good financial
decision.
Mortgage Qualifier
The first step in buying a house is determining your budget. This interactive
problem solver steps you through the process of finding out how much you can
borrow.
Mortgage Refinance Analyzer
Should you refinance your mortgage? Find out how much money you'll save and how
long it will take to breakeven on a mortgage refinance?
Mortgage Reduction Analyzer
Save thousands of dollars in interest by increasing your monthly payment. Find
out how much sooner you will pay off your mortgage by making extra payments?
Mortgage Comparison: 15 years vs. 30
years
Determining which mortgage term is right for you can be a challenge. Use this
calculator to compare these two mortgage terms, and let us help you decide
which term better for you.
Mortgage Points Evaluator
Should you pay points? This calculator helps you determine if you should pay
for points, or use the money to increase your down payment.
Auto Loan Analyzer
Determine how much car you can afford to buy based on your desired monthly
payment.
Auto Loan Vs. Home Equity Loan
Home equity loans often have lower interest rates than auto loans and the
interest may be tax deductible. Find out how much you can save.
Auto Lease Vs. Buy Analyzer
Should you lease or buy your car? Use this interactive problem solver to find
out!
Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify
for a loan. While this calculator can't guarantee you will qualify for your new
loan, it is a good check point to see if it is within your means.
Loan Amortization Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter
in the loan amount and we will calculate your monthly payment. You can then
examine your principal balances by payment, total of all payments made, and
total interest paid. Press the report button to see a monthly payment schedule.
Loan Comparison Calculator
This calculator will sort through the monthly payments, fees and other costs
associated with getting a new loan. By comparing these important variables side
by side, this calculator can help you pick the loan that works best for you.
Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different
payment frequencies. You can make payments weekly, bi-weekly, semi-monthly,
monthly, bi-monthly, quarterly, semi-annually or annually. You can then examine
your principal balances by payment, total of all payments made, and total interest
paid.
